Las Vegas, NV (Corporate Office) Welcome
CRE Capital Advisory Firm
30+ Years | $1M to $100M+ | Nationwide

Commercial Real Estate Capital Advisory When Your Bank Says No

A1Funder, LLC is an independent capital advisory firm delivering bank, private, institutional, bridge, construction, mezzanine, and hard money financing solutions. We work with your financial strengths, not your weaknesses.

Bridge & Hard Money Ground-Up Construction Mezzanine & Pref Equity Foreclosure Bailouts Agency & CMBS Rescue Capital SBA 7(a) & 504 LP & JV Equity DSCR & Rental Loans Land & A&D Loans Fix & Flip Cannabis Real Estate Value-Add & Repositioning Mid-Construction Completion Fix & Flip up to 100% LTC Pref Equity & Mezz up to 95% LTC
A1Funder CRE Capital Advisory
Capital Access $0M+
Lender Relationships Elite Network

Who We Are

A1Funder, LLC is an independent financial consulting and capital advisory firm focused on structured high-leverage financing and asset-backed transactions.

Every Loan Program

  • Bridge
  • construction
  • CMBS
  • agency
  • hard money
  • mezzanine
  • preferred equity
  • rescue capital
  • SBA
  • DSCR
  • fix & flip
  • land A&D
  • LP equity
  • JV equity
  • and more from $1M to $100M+.

Every Property Type

  • Multifamily
  • office
  • retail
  • industrial
  • hospitality
  • self-storage
  • cannabis
  • data centers
  • mobile home parks
  • assisted living
  • marinas
  • gas stations
  • churches
  • schools
  • cold storage
  • RV parks
  • and specialty assets.

Every Capital Solution

  • Senior debt
  • mezzanine
  • preferred equity
  • JV equity
  • co-investments
  • complex multi-tranche capital stack structuring
  • rescue capital
  • workout financing
  • note payoffs
  • tax lien payoffs
  • and institutional equity placements.

A1Funder, LLC has over 30 years of experience bringing high-leverage private money loans to borrowers without lengthy turnaround times like traditional lending. When your bank says no, it is time to call A1Funder. We work with your financial strengths, not your financial weaknesses.

With over 30 years in this business space, we have developed long-term relationships with private capital funds, hard money investors, private investors, family offices, life companies, banks, credit unions, and institutional investors.

We would welcome the opportunity to discuss how our network can support your current financial needs.

A1Funder provides comprehensive financing solutions across the entire commercial real estate life cycle from land acquisition and infrastructure development through vertical construction, bridge-to-stabilization, renovation-to-stabilization, and permanent financing. We structure debt, preferred equity, and mezzanine capital nationally across all major CRE asset classes.

Our flexible capital platform enables us to deploy discretionary capital opportunistically, participating alongside leading lending institutions and equity partners through senior and subordinate debt instruments, preferred equity positions, or direct co-investments in strategically compelling opportunities.

Beyond our principal investing activities, A1Funder delivers specialized advisory services for complex capital formations, guiding experienced sponsors through the strategic structuring of senior debt, mezzanine financing, and institutional joint venture equity. Drawing on deep relationships with domestic and international banks, insurance companies, debt funds, family offices, pension funds, REITs, and other institutional capital sources, we architect sophisticated capital stack solutions that optimize financing for large-scale developments, acquisitions, and recapitalizations.

With a proven track record of executing transactions across market cycles and a deep understanding of institutional capital markets, A1Funder stands as a strategic partner committed to transforming complex capital challenges into competitive advantages. Our disciplined approach combines rigorous financial analysis, creative deal structuring, and unwavering execution to deliver tailored solutions that align with our clients' investment objectives and risk parameters.

Our financing platform focuses on value-add, repositioning, ground-up construction, mid-construction, adaptive reuse, bridge, asset-based lending, and opportunistic real estate projects where creativity, timeliness and certainty of close are paramount to success. A1Funder's extensive experience with both debt and equity provides a unique ability to structure facility terms that truly represent a "win-win" for all project stakeholders.

Complete Loan Program Index

Bridge & Hard Money
  • Commercial Bridge Loans
  • Acquisition Bridge
  • Stabilization Bridge
  • Value-Add Bridge
  • Transitional Loans
  • Lease-Up Loans
  • Hard Money Loans
  • Private Money
  • Asset-Based Lending
  • No Income Verification
  • Stated Income Loans
  • Equity-Based Lending
Rescue Capital
  • Foreclosure Bailout
  • Maturity Default Rescue
  • Bankruptcy Exit Financing
  • Workout Financing
  • Debt Restructuring
  • Note Payoff
  • Distressed Property
  • Bridge to Refinance
  • REO Financing
  • Tax Lien Payoffs
  • Mechanic's Lien Payoffs
  • UCC Payoffs
Construction Financing
  • Ground-Up Construction
  • Vertical Construction
  • Horizontal Development
  • Construction-to-Permanent
  • Build-to-Suit
  • Spec Construction
  • Hotel Construction
  • Multifamily Construction
  • Industrial Construction
  • Mixed-Use Construction
  • Land A&D Loans
  • Raw / Entitled Land
Agency & Government
  • Fannie Mae DUS
  • Freddie Mac SBL
  • Freddie Mac Conventional
  • HUD / FHA Multifamily
  • SBA 7(a)
  • SBA 504
  • SBA Express
  • USDA Business Loans
  • Stretch Senior Fixed
  • CMBS / Conduit Loans
  • Life Insurance Co. Loans
Mezz, Equity & Structured
  • Mezzanine Financing
  • Subordinate / Gap Financing
  • Preferred Equity
  • JV Equity
  • LP Equity Multifamily
  • LP Equity Industrial
  • LP Equity Office
  • LP Equity Special Sit.
  • Core & Core Plus Equity
  • Value-Add Equity
  • Institutional Equity
  • Family Office Equity
Investor & Specialty
  • DSCR Loans
  • Rental Portfolio Loans
  • Fix & Flip
  • BRRRR Loans
  • Portfolio / Blanket Loans
  • Cash-Out Refinance
  • Cross Collateralization
  • Cannabis Real Estate
  • Assisted Living / SNF
  • Data Center Financing
  • Cold Storage Financing
  • Franchise Financing

Meet Our Team

Experienced professionals guiding every transaction from submission to close.

Linda Riggi

Linda Riggi

Manager
Howard Rosen

Howard Rosen

Manager

Commercial Loan Programs

From $1 Million to $100 Million+. Every loan type, every asset class, every market.

BRG-01

Commercial Bridge Loans

Short-term bridge capital for acquisitions, refinancing, repositioning, and lease-up stabilization across all major property types.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTC / LTV: Up to 80% LTC / 70% LTV
  • Pricing: 9.50%+ (Commensurate with deal profile)
  • Term: 6 – 24 Months | Interest Only
  • Origination Fee: 2.0% – 2.5% Upfront
  • Recourse: Full or Limited
  • Property Types: Industrial, Retail, Multifamily, SFR Dev
BRG-02

Senior Bridge Middle Market

Non-recourse senior bridge for acquisitions, refinance, partner buyouts, lease-up, and light value-add on stabilized and transitional assets.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: Up to 75%
  • Pricing: Starting at SOFR + 450 bps
  • Term: 6 Months – 3 Years (Fully Extended)
  • Fees: 1.0%+ Origination | 1.0%+ Exit
  • Recourse: Typically Non-Recourse w/ Standard Carveouts
  • Note: No development / No ground-up construction
BRG-03

Hard Money / Equity-Based Lending

Pure asset-backed lending with no income verification, no FICO minimum. Fast capital for complex, time-sensitive transactions nationwide.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: Up to 50% (As-Is Value Only)
  • Pricing: Starting at 12.99% | Interest Only
  • Term: 12 Months (No Extensions)
  • Origination Fee: Starting at 4%
  • Closing: 1 – 3 Weeks | No FICO Min | Stated Income
  • Land: CA & AZ only | Up to 35% LTV
BRG-04

Private Money High LTV

Asset-based private lending for residential, commercial, construction, and land where speed, creativity, and certainty of close are paramount.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: Up to 85% (1st Mortgage Lien)
  • Pricing: Starting at 9.75%
  • Term: Up to 5 Years
  • Origination Fee: 1.0% – 5.0%
  • Feature: In-house UW | 24–48 hr approvals possible
  • Types: Fix & Flip, Rental, Commercial, Construction, Land
BRG-05

Rescue Capital & Distressed Financing

Specialized capital for urgent situations foreclosure bailouts, maturity defaults, bankruptcy exit, debt restructuring, and note payoffs.

  • Programs: Foreclosure Bailout | Maturity Default Rescue
  • Programs: Bankruptcy Exit | Workout Financing
  • Programs: Debt Restructuring | Note Payoff | REO
  • Programs: Tax Lien | Mechanic's Lien | UCC Payoffs
  • Programs: Bridge to Refinance | Loan Modification Capital
  • Timeline: Emergency closings available
  • Scope: All property types | Nationwide
BRG-06

Value-Add & Transitional Bridge

Floating-rate bridge for value-add acquisitions, repositioning, capex-intensive renovations, and transitional assets moving toward stabilization.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: 75% Multifamily | 70% Commercial/Hotel
  • Pricing: SOFR-based floating rate
  • Term: 3-Year + Two 1-Year Extensions
  • Amortization: Interest Only
  • Fees: ~1% Origination + ~1% Exit (Negotiable)
  • Recourse: Non-recourse w/ standard carve-outs
CON-01

Ground-Up Construction

Horizontal and vertical construction financing for experienced developers. SFR, condo/townhome, multifamily, and infill build-to-rent communities.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTC: Up to 85% | Max LTV (ARV): Up to 75%
  • Pricing: Starting at 10.99%
  • Term: 12 – 24 Months | Min FICO: 620
  • Feature: Pre-approvals in 24 hrs | Fast closings
  • Types: SFR, Condo, MF, BTR, Infill
CON-02

Multifamily Construction

Construction financing for apartment complexes, workforce housing, and multifamily development from initial vertical through certificate of occupancy.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTC: Up to 80% | Max LTV: Up to 70%
  • Pricing: 10.00%+ | Term: 1 – 2 Years IO
  • Recourse: Full Recourse
  • Take-Out DSCR: 1.20x | Debt Yield: 8.50%+
  • Origination Fee: 2.0% – 3.0%
CON-03

Industrial / Warehouse Construction

Construction capital for industrial facilities, last-mile logistics, distribution warehouses, and flex-space developments.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTC: Up to 80% | Max LTV: Up to 70%
  • Pricing: 10.00%+ | Term: 1 – 2 Years IO
  • Take-Out DSCR: 1.25x | Debt Yield: 8.50%+
  • Reserves: $0.15/SF replacement reserves
  • Origination Fee: 2.0% – 3.0%
CON-04

Retail / Build-to-Suit Construction

Construction lending for strip centers, NNN, mixed-use, and build-to-suit projects with signed lease commitments up to 100% LTC.

  • Retail Loan Size: $1,000,000 – $100,000,000+ | LTC: 75%
  • BTS Loan Size: $1,000,000 – $100,000,000+ | LTC: 100%
  • Pricing: 10.00%+ | Term: 1 – 2 Years IO
  • Take-Out DSCR: 1.30x | Debt Yield: 9.00%+
  • Origination Fee: 2.0% – 3.0%
CON-05

Land A&D / Horizontal Development

Acquisition and development loans for raw land, entitled lots, horizontal infrastructure, and pre-vertical site preparation nationwide.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTC: Up to 85% (Deal Dependent)
  • Rates: 8.00% – 15.00% Debt | 12%–26% Mezz/Pref
  • Term: 1 – 3 Years (24+ months typical)
  • Recourse: Non-recourse w/ completion guaranty
  • Fees: 1.00% – 5.00% (Deal dependent)
CON-06

Construction-to-Permanent / Mini-Perm

Single-close construction loans that convert to permanent financing upon stabilization eliminating refinancing risk and double closing costs.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTC: Up to 80%
  • Construction Period: 12 – 36 Months IO
  • Permanent Period: 5 – 10 Years Fixed
  • Amortization: Up to 30 Years
  • Types: MF, Office, Retail, Industrial, Mixed-Use
AGY-01

Freddie Mac Small Balance

Non-recourse agency financing for small-to-mid multifamily in top, standard, small, and very small markets nationwide.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: 80% Top/Standard | 75% Smaller Markets
  • Min DSCR: 1.20x – 1.40x (tiered by market)
  • Term: 5, 7, or 10-Year Fixed | 20-Yr Hybrid ARM
  • Amortization: Up to 30 Years | Partial/Full IO
  • Recourse: Non-recourse w/ standard carve-outs
AGY-02

Fannie Mae Conventional Multifamily

Fannie Mae DUS agency financing for conventional multifamily, affordable, student, and manufactured housing communities.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: 80% Conventional
  • Min DSCR: 1.25x Conventional
  • Term: 5 – 30 Year Fixed or SARM
  • Amortization: Up to 30 Years
  • Recourse: Non-recourse (loans over $750K)
AGY-03

Freddie Mac Conventional

Agency conventional financing for standard multifamily, student, senior, cooperative, and manufactured housing.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: 75% (5–7 yr) | 80% (7+ yr)
  • Min DSCR: 1.25x
  • Term: 5 – 10 Year Fixed or Floating
  • Amortization: Max 30 Years | Partial/Full IO
  • Rate Lock: Early rate-lock 60 – 120 days
AGY-04

SBA 7(a) & SBA 504

Government-backed SBA financing for owner-occupied commercial real estate, business acquisitions, equipment, and working capital.

  • SBA 7(a) Max: $5,000,000 | Owner-occupied CRE
  • SBA 504 Max: $5,500,000 CDC portion
  • Down Payment: As low as 10%
  • Terms: Up to 25 Years Real Estate
  • Uses: Purchase, Refinance, Construction, Equipment
  • Guarantee: Up to 85% SBA guarantee
MEZ-01

Mezzanine Financing

Subordinate debt structures bridging senior loan shortfalls for acquisitions, refinancing, repositioning, workouts, and recapitalizations.

  • Loan Size: $1,000,000 – $100,000,000+
  • Combined LTV: Up to 85%
  • Pricing: 12.00% – 26.00%
  • Term: 3 – 10 Years | Fixed or Floating
  • Amortization: Typically Interest Only
  • Recourse: Non-recourse w/ standard carve-outs
MEZ-02

Preferred Equity JV Structure

JV interest preferred equity with no recorded lien, no hard pay, and no maturity. Structured waterfalls aligning investor and sponsor interests.

  • Investment Size: $1,000,000 – $100,000,000+
  • Sponsor Co-Invest: Min 10% of total capitalization
  • Preferred Return: ~8.5% Cumulative Compounded
  • Hold Period: 3 – 5 Years
  • Structure: No hard maturity | Buy/sell exit option
MEZ-03

Subordinate / Gap Financing

Middle-market subordinate financing to fill equity gaps, bridge financing shortfalls, and enhance leveraged returns on transitional assets.

  • Loan Size: $1,000,000 – $100,000,000+
  • Combined LTV: Up to 85%
  • Pricing: Starting at SOFR + 800 bps
  • Term: 6 Months – 3 Years
  • No Minimum Cashflow Requirement
MEZ-04

Pref Equity & Mezz Nationwide

Preferred equity and mezzanine for Class A & B multi-tenant commercial assets nationwide flexible terms, no lockout after short yield maintenance.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: ≤ 90% | Pricing: ≥ 12%
  • Min DSCR: ≥ 1.2x | Term: Up to 5 Years
  • Property: Industrial, MF, Office, Retail, Storage, Hotel
CMB-01

CMBS / Conduit Fixed Rate

Fixed-rate conduit/CMBS loans for stabilized income-producing commercial properties across all major asset classes.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: Up to 75% | Min DSCR: 1.30x
  • Term: 5 – 10 Years Fixed
  • Amortization: Up to 30 Years | Partial/Full IO
  • Recourse: Non-recourse w/ standard carve-outs
  • Prepayment: Treasury Defeasance
CMB-02

Institutional Core & Value-Add

Institutional floating-rate financing for core, core-plus, and value-add CRE acquisitions and repositioning strategies at scale.

  • Core Size: $1,000,000 – $100,000,000+ | ≤60% | S+1.65%+
  • Core Plus: $50M+ | ≤70% | T+2.00%/S+2.25%+
  • Value-Add: $50M+ | ≤80% | S+2.75%+
  • Maturity: 3 – 10 Years (Floating)
  • Markets: Major US Markets
CMB-03

Senior Lending Nationwide

Nationwide senior lending for all major commercial asset classes with flexible floating and fixed-rate structures.

  • Investment Size: $1,000,000 – $100,000,000+
  • Max LTV: 75%
  • Pricing (Float): SOFR + 325 – 500 bps
  • Pricing (Fixed): T + 190 – 225 bps
  • Term: 6 – 36 Months + Extensions
CMB-04

Stretch Senior Fixed Rate

Senior secured stretch financing for multifamily including market-rate, affordable, value-add, and new construction take-out scenarios.

  • Loan Size: $1,000,000 – $100,000,000+
  • Max LTV: Up to 80% | Min DSCR: 1.00x
  • Spread: 285 – 385 bps Over Treasuries
  • Term: 5, 7, or 10 Years Fixed
  • Amortization: Full Term Interest Only available
EQ-01

LP Equity Multifamily & Industrial

Discretionary LP equity for value-add Class B/C multifamily and last-mile industrial acquisitions, repositioning, and ground-up development.

  • MF Equity Size: $1,000,000 – $100,000,000+ | 100–400 Units | 70% Leverage
  • Industrial: $7M–$20M | 50K–500K SF | 65% Leverage
  • Hold Period: 3 – 5 Years
  • Target: 1980s–2000s Workforce / Affordable MF
  • Markets: Nationwide
EQ-02

Value-Add & Distressed Equity

Institutional equity for value-add, distressed, and special situation properties single assets and portfolios across all major asset classes.

  • Investment Size: $1,000,000 – $100,000,000+
  • Profile: Value-Add, Distressed, Special Situations
  • Types: MF, Student, Retail, Industrial, Hotel, Office
  • Hold Period: 3 – 7 Years
  • Note: No ground-up development
EQ-03

Core & Core Plus Equity

Core and core plus equity targeting stable income-producing assets conservatively underwritten for principal preservation and long-term income.

  • Investment Size: $1,000,000 – $100,000,000+
  • Strategy: Core | Core Plus | Value-Add
  • Types: MF, Office, Retail, Data Centers, Senior Living, Hotels
  • Focus: Stable income | Principal preservation
EQ-04

LP Equity Special Situations

Discretionary LP equity for special situations including limited-service hotels, cold storage, office, and distressed/niche asset types.

  • Equity Size: $1,000,000 – $100,000,000+
  • Max Leverage: 65% (Office) | 80% (Special Sit.)
  • Hold Period: Under 3 Years (Special Sit.)
  • Advantage: Can backstop non-recourse carveouts
  • Markets: Nationwide

Every Property Type. Every Market.

A1Funder sources capital for virtually every commercial real estate asset class.

Multifamily

  • Garden-Style Apartments
  • Mid-Rise & High-Rise
  • Student Housing
  • Senior Housing
  • Affordable Housing
  • Build-to-Rent (BTR)
  • Workforce Housing
  • Manufactured Housing

Office

  • Class A Office
  • Class B Office
  • Medical Office Buildings
  • Executive Suites
  • Creative Office / Loft
  • Suburban Office Parks
  • Life Science / R&D

Retail

  • Strip Centers
  • Shopping Centers
  • Grocery-Anchored
  • Single Tenant NNN
  • Power Centers
  • Urban Retail
  • Lifestyle Centers

Industrial

  • Warehouse / Distribution
  • Last-Mile Fulfillment
  • Manufacturing
  • Flex / R&D Space
  • Cold Storage
  • Data Centers
  • Industrial Parks

Hospitality

  • Full-Service Hotels
  • Limited-Service Hotels
  • Extended Stay
  • Boutique Hotels
  • Resorts & Motels
  • Flag Conversion
  • Vacation Rentals

Self Storage

  • Climate-Controlled
  • Drive-Up Units
  • Multi-Story Facilities
  • Boat & RV Storage
  • Wine Storage
  • Portable Storage

Mobile Home Parks

  • Manufactured Housing
  • RV Parks
  • Tiny Home Communities
  • Land-Lease Communities
  • Mixed MHC/RV

Cannabis Facilities

  • Cultivation / Grow Ops
  • Processing Facilities
  • Dispensary Real Estate
  • Cannabis Industrial
  • Lab & Testing Facilities

Senior & Healthcare

  • Assisted Living (ALF)
  • Memory Care
  • Skilled Nursing (SNF)
  • Independent Living
  • CCRC Campuses
  • Surgical Centers
  • Dental Buildings

Automotive & Fuel

  • Auto Dealerships
  • Gas Stations
  • Truck Stops
  • Car Washes
  • Auto Repair Shops
  • EV Charging Stations

Food & Beverage

  • Quick-Service Restaurants
  • Full-Service Restaurants
  • Bars & Nightclubs
  • Ghost Kitchens
  • Food Halls
  • Brewery / Distillery

Specialty Purpose

  • Churches & Places of Worship
  • Private Schools
  • Daycare Centers
  • Funeral Homes
  • Movie Theaters
  • Sports & Event Centers
  • Marinas

Land & Development Sites

  • Raw Land
  • Entitled Land
  • Infill Development Sites
  • Agricultural Land
  • Timber & Ranch Land
  • Industrial Land
  • Residential Dev. Sites

Mixed Use

  • Retail + Residential
  • Office + Retail
  • Live-Work Lofts
  • Transit-Oriented Dev.
  • Urban Infill Mixed-Use
  • Adaptive Reuse

Data Centers

  • Hyperscale Data Centers
  • Colocation Facilities
  • Edge Computing Sites
  • Powered Shell
  • AI / GPU Compute Centers

Marine & Recreation

  • Marinas & Boat Docks
  • Golf Courses
  • Sports Complexes
  • Event & Wedding Venues
  • Campgrounds & RV Parks
  • Theme / Water Parks

Ready to Structure Your Next Deal?

Submit your commercial real estate deal details and our underwriting team will begin evaluation immediately. We fund based on your strengths, not your weaknesses.

Direct Line

702-338-0929

Underwriting Inbox

info@a1funder.net

Corporate HQ

Las Vegas, Nevada

Deal Pre-Submission Form